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Legal section

Effective: November 9, 2025

1. Important Disclosures (Read First)

1.1 Educational content only - not financial advice

PolyOdds provides educational and informational content about prediction markets (including Polymarket), such as market commentary, probability frameworks, trade ideas, signals, alerts, analytics, automation outputs, and community discussion. Nothing on PolyOdds is financial advice, and nothing is intended as (or should be taken as) a recommendation, endorsement, or solicitation to buy, sell, or hold any asset, contract, or position.

We are not a registered investment adviser, broker dealer, commodities trading adviser, or financial institution. PolyOdds does not provide personalised advice, does not assess suitability, and does not consider your financial circumstances, objectives, or risk tolerance.

1.2 Risk warning - you can lose money

Prediction markets are speculative and involve substantial risk of loss. You may lose some or all of the money you use to trade. Past performance (including examples of previous wins) does not guarantee future results. Market data, signals, and bot outputs can be wrong, delayed, incomplete, or misleading.

You are solely responsible for your trading decisions, position sizing, risk management, and compliance with applicable laws and platform rules.

1.3 No affiliation with Polymarket or any exchange

PolyOdds is an independent third party service and is not affiliated with, endorsed by, or sponsored by Polymarket, Discord, Stripe, or any other third party. Polymarket operates through separate legal entities, and platform regulation can vary by jurisdiction.

2. Terms of Service

2.1 Who we are

“PolyOdds”, “we”, “us”, and “our” refer to the operator of the PolyOdds website and Discord community.

2.2 Acceptance of these Terms

By accessing our website, joining our Discord server, purchasing a subscription, or using any part of the services, you agree to these Terms of Service and all documents referenced in this Legal section (including the Disclaimer, Privacy Policy, Cookie Policy, and any posted rules).

If you do not agree, do not use the services.

2.3 Changes to the Terms

We may update these Terms at any time. The updated version becomes effective when posted, with the “Effective date” updated. Your continued use after changes means you accept the updated Terms.

2.4 Eligibility - age and capacity

You must be at least 18 years old (or the age of majority where you live, whichever is higher) and legally capable of entering into a contract to use the services.

2.5 Geographic restrictions and compliance

You are responsible for ensuring that accessing PolyOdds and trading on any third party platform (including Polymarket) is legal in your jurisdiction and permitted under that platform’s terms. We do not guarantee that the services are appropriate or available in every location. We may restrict access in any jurisdiction at our discretion.

2.6 Account integrity and security

If we provide account features (for example, a member dashboard), you must provide accurate information and keep your credentials secure. You are responsible for all activity under your account.

2.7 What we provide

PolyOdds may provide, for example:

  • Educational posts, threads, and resources
  • Market commentary and probability based reasoning
  • “Signals” and “alerts” that are trade ideas, not advice
  • Data tools, dashboards, calculators, or analytics
  • Bot outputs or automation tools (which may be experimental)
  • Community channels, voice calls, AMAs, and Q&A

We may add, remove, or change any feature at any time.

3. Community Rules and Acceptable Use

3.1 Respectful conduct

You agree to behave respectfully and lawfully. Harassment, hate speech, doxxing, threats, discrimination, or targeted abuse are not allowed.

3.2 Prohibited content and behaviour

You must not:

  • Share or request illegal content or instructions
  • Post malware, phishing links, or attempt to compromise security
  • Evade bans or create accounts to bypass enforcement
  • Spam, manipulate channels, or disrupt the community
  • Impersonate PolyOdds staff or misrepresent affiliation
  • Post confidential personal data of others
  • Share non public inside information or encourage wrongdoing
  • Use PolyOdds to run promotions, sell services, or recruit without permission

3.3 No redistribution or reselling

Unless we explicitly permit it in writing, you must not:

  • Copy, scrape, rebroadcast, or redistribute paid content
  • Share paid signals outside your own personal use
  • Resell access, run “group buys”, or provide paid forwarding
  • Record member only calls where prohibited by server rules

We may use automated or manual methods to detect abuse.

3.4 Moderation and enforcement

We may remove content, restrict access, suspend, or permanently ban users at our discretion, including for suspected abuse, policy violations, payment issues, or conduct that harms the community.

4. Subscriptions, Billing, Cancellation, and Refunds

4.1 Billing and renewal

PolyOdds offers paid subscriptions (for example monthly, quarterly, annual). Subscriptions renew automatically unless cancelled before the renewal date.

Pricing, billing frequency, and included features are shown at checkout or on the pricing page.

4.2 Payment processing

Payments are processed by third party providers (for example Stripe). We do not store full payment card details. Your payment is also subject to the processor’s terms.

4.3 Cancellation

You can cancel at any time via your billing portal, the method provided at checkout or through reaching out directly. Cancellation stops future renewals. You retain access until the end of the current paid period unless your access is terminated for breach.

4.4 Refund policy - digital services

Because PolyOdds provides digital content and access to member only resources immediately, refunds are generally not offered once access has started, except where required by applicable law.

UK and EU consumer note (important)

If you are a UK consumer, you may have statutory cancellation rights in certain distance contracts. For digital content, you typically must give express consent to immediate access and acknowledge that you lose the right to cancel once delivery begins.

To the extent required, you agree at purchase that:

  • delivery begins immediately (access to Discord channels and digital resources), and
  • you acknowledge any applicable right to cancel may be lost once delivery begins.

4.5 Chargebacks and payment disputes

If you have a billing issue, contact us first via support tickets. Unjustified chargebacks, payment reversals, or fraudulent disputes may result in immediate termination of access and may be reported to the payment processor.

4.6 Pricing changes

We may change prices at any time. For active subscribers, changes apply from the next renewal unless stated otherwise at checkout or required by law.

5. Disclaimer and Risk Warning (Detailed)

5.1 No advice or recommendation

All signals, alerts, posts, bot outputs, and discussions are general information. They are not advice, not personalised, and not a recommendation to trade.

5.2 Accuracy and completeness

We do not guarantee that any information is accurate, complete, timely, or useful for your purposes. Markets move quickly. Data can be delayed. Human analysis can be wrong. Bots can fail.

5.3 No guarantees

We do not guarantee any outcomes, profits, win rates, edge, or specific performance. Any examples, case studies, or “previous trades” are illustrative and may not reflect typical results.

5.4 Technology risks

The services depend on third party systems (Discord, website hosting, data providers, payment processors, and external exchanges). Outages, downtime, latency, API changes, or bans can occur. We are not responsible for losses arising from these issues.

5.5 Your responsibility

You agree to:

  • do your own research
  • understand how prediction markets work
  • manage risk appropriately
  • comply with platform rules and local laws
  • seek independent professional advice if needed

6. Intellectual Property

6.1 Our materials

All website content, branding, server structure, analytics, bots, code, indicators, documentation, text, images, and materials are owned by PolyOdds or licensed to us and protected by intellectual property laws.

You receive a limited, personal, non transferable, revocable licence to access and use the services for your own personal purposes.

6.2 Restrictions

You must not copy, reproduce, modify, reverse engineer, sell, or create derivative works from our materials except where permitted by law or with our written permission.

6.3 Trademarks

“PolyOdds” and associated logos are our trademarks (or claimed marks). Other names may be trademarks of their respective owners. Use of “Polymarket” refers to a third party product and does not imply affiliation.

7. User Content

7.1 Your responsibility for what you post

You are responsible for content you post in the community. You represent that you have the rights to post it and that it does not violate laws or third party rights.

7.2 Licence to operate the community

By posting content in PolyOdds channels, you grant us a worldwide, non exclusive, royalty free licence to use, host, store, reproduce, and display that content as needed to operate, moderate, and improve the services.

7.3 Removal

We may remove content at any time for any reason, including moderation, compliance, or safety.

8. Third Party Services and Links

8.1 Discord

Your use of Discord is governed by Discord’s own terms and policies. We do not control Discord’s platform.

8.2 Polymarket and other exchanges

PolyOdds does not operate an exchange and does not execute trades for you. Any trading you do is with third party platforms, governed by their rules and jurisdictional restrictions. Polymarket’s regulatory status can differ across its entities and regions.

8.3 External links

We may link to third party sites. We do not control them and are not responsible for their content or practices.

9. Termination

9.1 Termination by you

You may stop using the services at any time and cancel any subscription.

9.2 Termination by us

We may suspend or terminate access immediately, with or without notice, if we believe you:

  • violate these Terms or community rules
  • abuse subscriptions, refunds, or chargebacks
  • redistribute paid content
  • engage in unlawful or harmful behaviour
  • create risk to other users, PolyOdds, or third parties

Termination may include removal from Discord and cancellation of access to paid resources.

10. Limitation of Liability

10.1 No liability for trading losses

To the maximum extent permitted by law, PolyOdds is not liable for any losses arising from your trading decisions, including losses resulting from reliance on signals, analytics, bot outputs, commentary, community posts, or errors.

10.2 Indirect losses

To the maximum extent permitted by law, we are not liable for indirect or consequential losses, including loss of profits, loss of opportunity, loss of data, or reputational harm.

10.3 Liability cap

Where liability cannot be excluded, our total liability to you for all claims is limited to the amount you paid to PolyOdds in the 3 months before the event giving rise to the claim (or the minimum amount required by law, if higher).

10.4 Consumer rights

Nothing in these Terms excludes or limits liability that cannot be excluded under law (for example, fraud).

11. Indemnity

You agree to indemnify and hold harmless PolyOdds, its operators, staff, contractors, and affiliates from claims, damages, liabilities, costs, and expenses (including reasonable legal fees) arising from:

  • your use of the services
  • your breach of these Terms
  • your violation of law or third party rights
  • your content or conduct in the community

12. Privacy Policy (Summary + Full Policy)

12.1 What we collect

We collect minimal information needed to run the service, which may include:

  • Discord username and Discord ID
  • subscription status and plan information
  • email address (if provided at checkout or support)
  • payment metadata from the processor (we do not store full card details)
  • basic website analytics (device, browser, pages visited)
  • support ticket history

12.2 How we use it

We use data to:

  • provide access to paid channels
  • manage billing and account status
  • respond to support requests
  • prevent abuse and enforce rules
  • improve services and security

12.3 Sharing

We do not sell your personal data. We share data only with service providers that help us operate (for example hosting, analytics, payment processing) and where required by law.

12.4 Data retention

We retain personal data only as long as needed for the purposes above, compliance, dispute resolution, and security.

12.5 Security

We use reasonable safeguards, but no online service is 100 percent secure. You use the services at your own risk.

12.6 Your rights

Depending on where you live, you may have rights to access, correct, delete, or restrict processing of your data. Contact us via support tickets to make a request.

13. Cookie Policy (Website)

13.1 What cookies are

Cookies are small files stored on your device used to enable site functionality and analytics.

13.2 How we use cookies

We may use:

  • Essential cookies for login, security, and site operation
  • Analytics cookies to understand traffic and improve the site
  • Preference cookies to remember settings

13.3 Managing cookies

You can block cookies via browser settings. Some site features may not work if you disable essential cookies.

14. Communications

By using the services, you consent to receiving communications from us electronically (for example, Discord announcements, email receipts, or billing notices). You are responsible for keeping your contact details up to date where applicable.

15. Governing Law and Disputes

These Terms are governed by the laws of England and Wales, unless mandatory consumer laws in your jurisdiction require otherwise.

You agree to attempt to resolve disputes informally first by contacting us via support tickets. Courts of England and Wales will have exclusive jurisdiction, except where consumer law provides you the right to bring claims in your local courts.

16. Miscellaneous

16.1 Severability

If any provision of these Terms is held unenforceable, the rest remains in effect.

16.2 Assignment

We may assign our rights and obligations under these Terms. You may not assign yours without our written consent.

16.3 Entire agreement

These Terms, together with referenced policies and posted rules, form the entire agreement between you and PolyOdds regarding the services.

17. Contact

For support, billing, or legal questions, contact us via Discord support tickets (preferred).

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